Professional Fees

Dentists’ professional fees are based on the rates recommended in the guide published annually by the Association of Dentists of Quebec but may vary. This guide serves as a reference and provides a fee scale for treatments performed under normal conditions. However, dentists are not obligated to follow these recommended rates. They may adjust fees based on various factors such as the scope of work, the level of difficulty, the technology used, and other patient-specific considerations.

Can I know the treatment costs over the phone?

It is challenging to provide an accurate fee over the phone, as each patient has unique needs and requires personalized care. To determine the exact costs, the dentist must first conduct a clinical examination, make a diagnosis, and develop a treatment plan. During this consultation, the dentist will provide a detailed estimate of the costs associated with the necessary treatments.

We accept these methods of payment:
Cash, Interac^© debit,
Credit cards: Visa^© & MasterCard^©.

Dental Care Coverage by the Régie de l’Assurance Maladie du Québec (RAMQ)

At our dental clinic, we want to inform you about the services covered by the Régie de l’Assurance Maladie du Québec (RAMQ). Here is an overview of the covered services:

• Dental care for children under 10 years old, including:
  • Emergency exams
  • One dental exam per year
  • X-rays
  • Amalgam (gray) fillings for posterior teeth
  • Aesthetic (white) fillings for anterior teeth
  • Tooth extractions

Please note that some services, such as dental exams and X-rays, are covered only once every 365 days.

However, the following services are not covered by RAMQ:

• Dental cleanings
• Scaling
• Fluoride applications
• Sealants

Additionally, some services may be covered for recipients of income security. For detailed information about programs and covered services, we encourage you to consult the “Dental Services Coverage” brochure available on the website www.ramq.gouv.qc.ca.

Oral surgery in a hospital setting is also covered by RAMQ.

Please feel free to contact us if you have any questions about your coverage or the services available at our clinic.

Dental Insurance

If you have dental insurance and it allows, we will submit your claims electronically for reimbursement. Otherwise, you will need to submit your claim using a form. Payment of fees is required at the end of each appointment. Your insurer will reimburse you directly according to the terms of your contract negotiated between the insurance company and your employer or yourself. Please note that you remain responsible for the total payment of fees, regardless of the amounts reimbursed by your insurer.

Please have your insurance details, policy number, and certificate number ready during your first visit.

Few plans cover dental expenses in full. The contract often includes a deductible and an annual maximum reimbursement amount.

We do not have access to the specific details of your insurance plan. Your dentist and their staff do not know the types of covered care, frequency, reimbursement percentage, coverage period, and eligible expenses. We can submit a treatment plan in advance to the insurer to determine covered care and patient costs. However, please note that the dentist is not bound by the insurer’s response. If the reimbursed amount differs, the patient is responsible for paying any uncovered portion, including deductibles, co-payments, and coverage limitations. For details about your dental insurance plan, we encourage you to contact your employer or insurer directly for clarification.

When you accept the proposed treatment, you are responsible for paying any fees not covered by your insurance contract, regardless of reimbursement or refusal reasons.

Is the price the same if I don’t have insurance?

Fees are the same for insured and uninsured clients.

Financing

The Accord D© services provided by Desjardins are no longer available.

We now offer dental financing through iFinance Dentalcard.

iFinance Dentalcard is the dental division that covers all treatments, including implants, cosmetic dentistry, and even orthodontics. They offer flexible terms with a fixed monthly payment option ranging from 12 to 72 months. You can finance part or all of your treatment costs, with financing available up to $40,000. The loan can be repaid at any time without penalties or fees.

For more information, please consult our office staff or contact Dentalcard directly at 1-888-689-9876.

To apply for financing with iFinance Dental, complete the online form, download the PDF form, or call 1-888-689-9876.

Subject to iFinance credit approval.

o inquire with our staff at the front desk.

* Subject to approval by the Desjardins Credit Department.

Tax Credit

Many expenses, including dental care, qualify as medical expenses. However, only the portion of medical expenses not reimbursed by an insurer is eligible.