Professional Fees

Dentists’ professional fees are based on the rates recommended in the guide published annually by the Association of Dentists of Quebec but may vary. This guide serves as a reference and provides a fee scale for treatments performed under normal conditions. However, dentists are not obligated to follow these recommended rates. They may adjust fees based on various factors such as the scope of work, the level of difficulty, the technology used, and other patient-specific considerations.

Can I know the treatment costs over the phone?

It is challenging to provide an accurate fee over the phone, as each patient has unique needs and requires personalized care. To determine the exact costs, the dentist must first conduct a clinical examination, make a diagnosis, and develop a treatment plan. During this consultation, the dentist will provide a detailed estimate of the costs associated with the necessary treatments.

We accept these methods of payment:
Cash, Interac^© debit,
Credit cards: Visa^© & MasterCard^©.

Régie de l’Assurance Maladie du Québec (RAMQ)

The Régie de l’Assurance Maladie du Québec (RAMQ) covers certain dental care services, particularly for children under the age of 10, to promote good oral health from an early age.

Dental Care Covered for Children Under 10

• Emergency examinations

• One dental exam per year

• X-rays

• Amalgam (silver) fillings for posterior teeth

• Aesthetic (white) fillings for anterior teeth

• Tooth extractions

Note: Some services, such as dental exams and x-rays, are only covered once every 365 days.

Dental Services Not Covered by RAMQ

The following services are not covered:

• Dental cleanings

• Scaling

• Fluoride applications

• Sealants for pits and fissures

Coverage for Social Assistance Recipients

Social assistance recipients may also be eligible for certain covered dental services, provided they present:

• A valid (non-expired) health insurance card

• A valid claim booklet indicating dental care coverage

Covered services for eligible recipients typically include:

• Dental exams

• X-rays

• Fillings

• Tooth extractions

• Emergency treatments

Additional Important Information

Oral surgery performed in a hospital setting may also be covered by RAMQ.

For more information about available programs and covered dental services, refer to the leaflet “Dental Care Coverage” available on the official website:
👉 www.ramq.gouv.qc.ca

Canadian Dental Care Plan (CDCP)

The Canadian Dental Care Plan (CDCP) helps make dental care more affordable for eligible Canadian residents.

Eligibility Criteria

To qualify for the CDCP, you must meet all four of the following conditions:

1. You do not have access to private dental insurance

2. You and your spouse or common-law partner have filed your Canadian income tax return for the previous year

3. Your adjusted family net income is less than $90,000 — this amount determines your eligibility and cost-sharing level

4. You are a Canadian resident for tax purposes

Important: You must meet all criteria to be eligible for the CDCP.

For more information or to check your eligibility, visit:
👉 Canada.ca/dental

Coverage Renewal

Coverage must be renewed annually, as it expires on June 30.

For your upcoming dental appointments:

• Bring the letter confirming your renewal and eligibility

• Check your updated coverage, as changes may have been made to your plan or co-payment level

If you have any questions, feel free to contact us — we’ll be happy to assist you.

Dental Insurance

If you have dental insurance and it allows, we will submit your claims electronically for reimbursement. Otherwise, you will need to submit your claim using a form. Payment of fees is required at the end of each appointment. Your insurer will reimburse you directly according to the terms of your contract negotiated between the insurance company and your employer or yourself. Please note that you remain responsible for the total payment of fees, regardless of the amounts reimbursed by your insurer.

Please have your insurance details, policy number, and certificate number ready during your first visit.

Few plans cover dental expenses in full. The contract often includes a deductible and an annual maximum reimbursement amount.

We do not have access to the specific details of your insurance plan. Your dentist and their staff do not know the types of covered care, frequency, reimbursement percentage, coverage period, and eligible expenses. We can submit a treatment plan in advance to the insurer to determine covered care and patient costs. However, please note that the dentist is not bound by the insurer’s response. If the reimbursed amount differs, the patient is responsible for paying any uncovered portion, including deductibles, co-payments, and coverage limitations. For details about your dental insurance plan, we encourage you to contact your employer or insurer directly for clarification.

When you accept the proposed treatment, you are responsible for paying any fees not covered by your insurance contract, regardless of reimbursement or refusal reasons.

Is the price the same if I don’t have insurance?

Fees are the same for insured and uninsured clients.

Financing

The Accord D© services provided by Desjardins are no longer available.

We now offer dental financing through iFinance Dentalcard.

iFinance Dentalcard is the dental division that covers all treatments, including implants, cosmetic dentistry, and even orthodontics. They offer flexible terms with a fixed monthly payment option ranging from 12 to 72 months. You can finance part or all of your treatment costs, with financing available up to $40,000. The loan can be repaid at any time without penalties or fees.

For more information, please consult our office staff or contact Dentalcard directly at 1-888-689-9876.

To apply for financing with iFinance Dental, complete the online form, download the PDF form, or call 1-888-689-9876.

Subject to iFinance credit approval.

o inquire with our staff at the front desk.

* Subject to approval by the Desjardins Credit Department.

Tax Credit

Many expenses, including dental care, qualify as medical expenses. However, only the portion of medical expenses not reimbursed by an insurer is eligible.